Fast Study loan
Easy Student Loans — From $10,000 to $1,000,000
Beating the banks on rates, speed and service.
Instant Cash Boost! Up to $1M at Lightning Speed.
Start almost anything
What we offer
Loan amount
$10,000 - $1,000,000
Interest rate from²
5.95% p.a.
Comparison rate from³
6.15% p.a.
Establishment fee⁴
$275 or $575
Repayment frequency
Weekly, fortnightly, or monthly
Early repayment fee
$0
Loan terms¹
3, 5, 7 or more years
Rate type
Fixed rate
Lightning FAST funding
Typically less than 5 minutes
Loan type
Unsecured & Secured
Flexible Repayment Freedom
Decide how much you want to borrow and pay back over a time that you choose. We never charge monthly or early repayment fees.
How to apply
01
Get to know you
Tell us about the Study loan you want, then provide us with some details about yourself and your finances.
02
Get your quote
We’ll give you a detailed quote with your interest rate, borrowing limit and repayments
03
Get your money
After accepting the terms and providing some final details, most people receive their money in less than 5 minutes after loan acceptance.
Empowering Your Education with the Right Student Loan
Your education is an investment in your future — and we’re here to make it easier.At Loan Apply, we offer student loans designed to help cover tuition fees, books, living costs, or training courses so you can focus on your studies, not your stress.
Whether you’re studying full-time, part-time, or pursuing professional development, we’ve got flexible options that fit your needs and budget.
💡 Why Choose Our Student Loans?
- ✅ All Credit Types Welcome – Apply with good, bad, or limited credit history.
- 💰 Loans from $10,000 to $1,000,000 – Finance education or career growth.
- ⚡ Fast Approval – Get a quick response and funding when you need it most.
- 💸 Flexible Repayment Options – Choose terms that suit your study and income schedule.
- 🧾 No Hidden Fees – Transparent, honest lending.
🧭 How It Works
- Apply Online in Minutes – Simple form, no complicated paperwork.
- Get Matched with a Lender – We’ll find the best student loan option for you.
- Get Approved Fast – Use the funds for education, training, or living costs.
- Repay with Ease – Flexible repayment terms based on your budget.
🎯 Who Can Apply
Any Australian resident over 18 years old can apply — even if you have a limited credit history or are working part-time.
We help both domestic and international students find affordable loan solutions.
📘 Apply Today. Invest in Your Future.
Start your journey toward success with a loan that supports your goals.
Apply now for a student loan from $10,000 to $1,000,000 and take the next step in your education.
Get a quick estimate
Loan Calculator
Estimated Monthly Repayment
Total Payment: $0
Total Interest: $0
Ready to apply?
Click the button below to apply for a loan.
What our customers say
FAQs
Can I apply if I have no credit history?
Yes. We work with lenders who accept first-time borrowers and students with limited credit experience.
What can I use the loan for?
You can use your student loan for tuition fees, books, rent, or any education-related expenses.
How soon can I get approved?
Many student loans are approved within 24–48 hours after applying
How much can I borrow?
You can borrow between $10,000 and $1,000,000, depending on your study needs, income, and repayment capacity.
Are there any hidden fees or penalties?
No. We offer transparent loan terms — no hidden costs, no setup fees, and no early repayment penalties.
How do I apply?
Simply complete our online application form. It takes only a few minutes, and one of our team members will guide you through the next steps.