Fast Business loan
Australia’s Trusted Partner for Business Loans
Beating the banks on rates, speed and service.
Instant Cash Boost! Up to $100K at Lightning Speed.
Start almost anything
What we offer
Loan amount
$10,000 - $1,000,000
Interest rate from²
4.95% p.a.
Comparison rate from³
5.15% p.a.
Establishment fee⁴
$275 or $575
Repayment frequency
Weekly, fortnightly, or monthly
Early repayment fee
$0
Loan terms¹
3, 5, 7 or more years
Rate type
Fixed rate
Lightning FAST funding
Typically less than 5 minutes
Loan type
Unsecured & Secured
Flexible Repayment Freedom
Decide how much you want to borrow and pay back over a time that you choose. We never charge monthly or early repayment fees.
How to apply
01
Get to know you
Tell us about the business loan you want, then provide us with some details about yourself and your finances.
02
Get your quote
We’ll give you a detailed quote with your interest rate, borrowing limit and repayments
03
Get your money
After accepting the terms and providing some final details, most people receive their money in less than 5 minutes after loan acceptance.
Business Loans Made Simple — For Every Australian Business
Get the funds your business needs to grow — fast, flexible, and stress-free.
Whether you’re launching a startup, expanding operations, or managing cash flow, we offer business loans from $10,000 to $1,000,000 with competitive rates and flexible repayment options.
No matter your credit background, we look at your overall business potential — not just your credit score.
Why Choose Us for Your Business Loan
- ✅ Loans for All Credit Types — We consider every application fairly, including bad credit business loans and startup loans.
- ✅ Fast Approvals — Simple application, minimal paperwork, and quick decision.
- ✅ Flexible Loan Amounts — Borrow between $10,000 and $1,000,000 to match your business needs.
- ✅ Low Interest Rate Options — Access low interest rate business loans with transparent terms and no hidden fees.
- ✅ Australian-Owned & Trusted — Supporting small and growing businesses across Australia.
Business Loan Options We Offer
- Startup Loans: Get the capital you need to bring your business idea to life.
- Small Business Loans: Manage working capital or expand operations.
- Bad Credit Business Loans: Designed for businesses with past credit issues.
- Equipment & Asset Loans: Purchase vehicles, machinery, or technology.
- Unsecured Business Loans: No collateral required — perfect for fast funding.
How It Works
- Apply Online – Complete our simple application in minutes.
- Get Reviewed – We assess your application and business performance, not just your credit score.
- Receive Your Funds – Approved loans are released quickly to your nominated account.
It’s that easy — no long waits or unnecessary complications.
Who Can Apply
Our business loans are available to:
- New or established businesses
- Startups looking for working capital
- Business owners with good or bad credit
- Sole traders, partnerships, and companies
Start Today
Your business deserves a financial partner that believes in your goals.
Apply now and get a fast business loan in Australia — with fair terms, flexible repayment options, and no upfront obligations.
Apply Online Now — Empower your business with the funding it deserves.
Get a quick estimate
Loan Calculator
Estimated Monthly Repayment
Total Payment: $0
Total Interest: $0
Ready to apply?
Click the button below to apply for a loan.
What our customers say
FAQs
Who can apply for a business loan?
Any registered business in Australia — including startups, small businesses, and established companies — can apply. We accept applications from all industries and business types.
Do you offer business loans for bad credit?
Yes. We understand that credit challenges happen. Our bad credit business loans are designed to help business owners with any credit background access the funds they need.
What loan amounts are available?
We offer business loans from $10,000 up to $1,000,000, depending on your business performance, revenue, and funding needs.
Is the application process secure?
Absolutely. LoanApply uses advanced encryption and complies with Australian data protection standards to keep your information safe.
I have no idea on repayment options?
When you opt for secured or unsecured loan, the money lender will evaluate your existing finance condition and income sources to decide what amount of loan you can borrow. You can choose repayment options as per your paying ability—weekly, fortnight, or monthly.
Do I need to provide collateral or security?
We offer both secured and unsecured business loans, depending on your application and loan amount. Many small business owners choose unsecured options for faster approval.
Do you charge any hidden fees?
Yes. We offer home loans for self-employed borrowers, including low-doc and alt-doc options. As long as you can show consistent income through bank statements or BAS statements, you may qualify.
Can I apply if I’ve been declined elsewhere?
Yes. Even if other lenders have said no, we may still be able to help. We assess every application individually and often assist borrowers who’ve been declined by traditional banks.
Do you offer fixed and variable rate options?
You can choose between fixed-rate loans (for repayment stability) or variable-rate loans (for flexibility and potential savings when rates drop).
Can startups apply for funding?
Absolutely. We support new entrepreneurs through our startup loans — helping you get the working capital you need to launch and grow your business.